Should I contribute to my Roth IRA vs. my traditional IRA?

With a Roth IRA, you contribute after-tax dollars, your money grows tax-free, and you can generally make tax- and penalty-free withdrawals after age 59½. With a Traditional IRA, you contribute pre or after-tax dollars, your money grows tax-deferred, and withdrawals are taxed as current income after age 59½.

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Before investing, consider the investment objectives, risks, charges and expenses of the fund or annuity and its investment options. This information is intended to be educational and is not tailored to the investment needs of any specific investor. Diversification and asset allocation do not ensure a profit or guarantee against loss.