I’ll save later when I make more money, have less expenses, etc. Savings is so yesterday. The excuses abound. Let’s consider saving in a somewhat different light.

Cyberattacks cost organizations billions of dollars in lost time, data and reputation, One in five small businesses are estimated to suffer a cyber breach this year but 97% of these breaches could have been prevented with the right cybersecurity in place.

2018 was on track for another strong year for stocks, but over the last quarter major indices experienced quite a reversal. Apparent concerns related to economic and earnings growth, in conjunction with the nature of index price movements were entirely out of character for this long enduring bull market.