Client Center
BerganKDV

401k & Retirement

Is it Time for a Plan Refresh? April 18, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Is it Time for a Plan Refresh?
The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a). However, there could be some plan committees who feel their participants are not consistently making prudent decisions. According to a recent JP Morgan survey¹ nearly 75 percent of participants say they […]
Continue Reading
Stock Markets Just Started Looking Normal Again. Is that a Good Thing? March 26, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Stock Markets Just Started Looking Normal Again. Is that a Good Thing?
The last few weeks proved that stock market volatility really never went away, even if it was forgotten.  With the S&P 500 dropping more than 7 percent at in the first week of February¹, it is important to remember that these types of events occur in the stock markets annually, if not even more frequently. […]
Continue Reading
The Explosion of Bitcoin March 26, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
The Explosion of Bitcoin
Ryan Hamilton, Advisor Service Associate From Wall Street Journal articles and editorials in Barron’s, to Facebook posts and holiday dinner conversations, Bitcoin is everywhere. This is not surprising when you consider Bitcoin’s exponential growth in 2017. In a year where the market saw new highs, one of the top performing mutual funds returned 105.73 percent¹, […]
Continue Reading
IRS Retirement Plan Announcements for the Recent Hurricanes and California Wildfires February 22, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
IRS Retirement Plan Announcements for the Recent Hurricanes and California Wildfires
Many individuals have recently been significantly impacted by both the hurricanes and California wildfires and the Internal Revenue Service (IRS) provided relief for qualified individuals in retirement plans through several announcements. In addition, President Trump signed the Disaster Tax Relief and Airport and Airway Extension Act of 2017 (“Act”), which provides tax relief for individuals […]
Continue Reading
Weather or Not, Stay Invested February 22, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Weather or Not, Stay Invested
Kyle Olson, CFA, Senior Investment Analyst 2017 was one of the strongest years on record for hurricanes in the Atlantic region of the United States and among the costliest of seasons on record, with preliminary estimates totaling over $200 billion. This is the second largest season in damages since 1900, with 2005 having a slightly […]
Continue Reading
Are Your Participants Experiencing a Fee Imbalance? January 17, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Are Your Participants Experiencing a Fee Imbalance?
Subsequent to the 2012 implementation of ERISA fee reporting regulations (ERISA 408(b)(2) & 404(a)(5)), the Department of Labor (DOL) began to consider the appropriateness of the allocation of plan fees among participants. This is a subject that generally had not been on the radar screen of many plan fiduciaries, but once identified, tends to generate […]
Continue Reading
HSAs: A Tax Trifecta Investment Opportunity January 17, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
HSAs: A Tax Trifecta Investment Opportunity
There’s never been a better time to jump headfirst into a positive change for your employees. Prepare yourself and your business by hearing what we have to say on HSAs.
Continue Reading
No Beneficiary Designation. Who Gets The Money? December 4, 2017 by Featured by RPAG, brought to you by BerganKDV Wealth Management
No Beneficiary Designation. Who Gets The Money?
According to a recent Wall Street Journal article, retirement plans and IRAs account for about 60 percent of the assets of U.S. households investing at least $100,000.¹ Both state and federal laws govern the disposition of these assets, and the results can be complicated, especially when the owner of the account has been divorced and […]
Continue Reading
To Bond or Not to Bond? December 4, 2017 by Featured by RPAG, brought to you by BerganKDV Wealth Management
To Bond or Not to Bond?
Over the last few years, there has been a fair bit of concern in the market over the general impact of rising interest rates. “You shouldn’t be holding bonds because rates will rise soon” goes the logic. But what does this really mean for investors? If interest rates rise, what will ultimately be the impact […]
Continue Reading
Five Ways to Expand Your Definition of “Benefits” to Include Wellness November 8, 2017 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Five Ways to Expand Your Definition of “Benefits” to Include Wellness
When we think of employee benefits in today’s traditional landscape, we don’t typically include wellness within that core definition. Instead, wellness is often considered a standalone strategy. But this can be a disastrous scenario, considering how employee benefits and well-being go hand in hand. Most employees think of the two as the same and expect […]
Continue Reading
1 2 3 4 23