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Use Plan Analytics to Evaluate Your Retirement Plan September 6, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Use Plan Analytics to Evaluate Your Retirement Plan
Michael Viljak, Senior Plan Advisor Your retirement plan is a valuable resource for your employees and serves as a vehicle to attract and retain top talent. Ensuring plan success is crucial. Examining plan analytics can help evaluate its success. Plan analytics you should explore: Median age, tenure and savings rates of plan participants These analytics […]
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Hey Joel! – Answers from a recovering former practicing ERISA attorney August 13, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Hey Joel! – Answers from a recovering former practicing ERISA attorney
Welcome to Hey Joel! This forum answers plan sponsor questions from all over the country by our in-house former practicing ERISA attorney. Hey Joel, Is there regulatory guidance that would indicate whether forcing out terminated participants is favorable to keeping them in? What fiduciary liabilities are absolved by forcing them out (assuming this is consistent […]
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This Won’t Hurt a Bit: It’s Time to Include Health Care in a Holistic Retirement Strategy August 13, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
This Won’t Hurt a Bit: It’s Time to Include Health Care in a Holistic Retirement Strategy
Health care expenses are one of the most critical issues that workers and employers face today. Historically, both health care and retirement savings have largely been kept separate, but that conversation is changing. As health care is increasingly considered through the lens of financial wellness, employers need to understand the savings options. Pretax and Roth […]
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Collective Investment Trusts — The Fastest Growing Investment Vehicle Within 401(k) Plans August 12, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Collective Investment Trusts — The Fastest Growing Investment Vehicle Within 401(k) Plans
Written By: Alex Kahn, Investment Analyst For almost a century, collective investment trusts (CITs) have played an important role in the markets. They were originally introduced in 1927. A 2016 study showed that they are the fastest growing investment vehicle within 401(k) plans, with 62 percent of asset managers believing their clients will shift from mutual […]
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Hey Joel! – Answers from a recovering former practicing ERISA attorney May 7, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Hey Joel! – Answers from a recovering former practicing ERISA attorney
Welcome to Hey Joel! This forum answers plan sponsor questions from all over the country by our in-house former practicing ERISA attorney. Should I distribute the Fiduciary Investment Review to plan participants? – Generous in Georgia Dear Generous, I appreciate your desire to provide detailed information to your plan participants, but hold your horses. While there […]
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Evaluating Your Plan and Fees? Think More, Not Less. May 7, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Evaluating Your Plan and Fees? Think More, Not Less.
Should you reduce your plan’s fees to better serve participants? Many vocal experts speaking on behalf of investors and participants say “yes” – unequivocally. But what about the investors and participants themselves? What do they say? Invesco Consulting teamed up with language experts Maslansky + partners to get the answer. The nine-month study included in-depth […]
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Have You Conducted a Fee Equalization/Levelization? May 7, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Have You Conducted a Fee Equalization/Levelization?
Bill Tugaw, Governmental Plan Practice Leader Fees in defined contribution (DC) plans can be complicated. Historically, fees have not been fully and simply disclosed, but the industry is changing towards greater and more understandable disclosure. Simply put, there are two basic types of fees: administrative and investment-related. The investment-related fees are deducted from earnings on […]
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Hey Joel! – Answers from a recovering former practicing ERISA attorney April 18, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Hey Joel! – Answers from a recovering former practicing ERISA attorney
Do you have a question for an ERISA attorney burning in your heart? Well, you’re not the only one! Welcome to our new Retirement Times feature, Hey Joel! We’re featuring plan sponsor questions from all over the country and answers from our in-house former practicing ERISA attorney. Do we need to adopt a loan policy? […]
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Is it Time for a Plan Refresh? April 18, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Is it Time for a Plan Refresh?
The duty to provide participants with sufficient information to make consistently informed retirement investment decisions is a basic fiduciary responsibility under ERISA Section 404(a). However, there could be some plan committees who feel their participants are not consistently making prudent decisions. According to a recent JP Morgan survey¹ nearly 75 percent of participants say they […]
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Stock Markets Just Started Looking Normal Again. Is that a Good Thing? March 26, 2018 by Featured by RPAG, brought to you by BerganKDV Wealth Management
Stock Markets Just Started Looking Normal Again. Is that a Good Thing?
The last few weeks proved that stock market volatility really never went away, even if it was forgotten.  With the S&P 500 dropping more than 7 percent at in the first week of February¹, it is important to remember that these types of events occur in the stock markets annually, if not even more frequently. […]
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